Financial Technology (FinTech) and Regulatory Technology (RegTech)

Dear Colleagues,

This Special Issue focuses on financial technology (FinTech) and regulatory technology (RegTech). Financial technology and innovation, known as “FinTech”, is rapidly resha** the financial sector by promoting decentralization, disintermediation, and digitization. These tech applications include digital currencies, digital payments, P2P and marketplace lending, robo-advisors, smart contracts, decentralized autonomous organizations, and insurtech.

Innovative financial technology has received enormous interest, popularity and regulatory attention in recent years. As the government encourages innovation in FinTech services, legislative and regulatory policies are required to maximize the benefits while minimizing potential risks that technological innovation brings to the financial system. Thus, the government has passed tailored legislation to promote related development and create a mechanism for innovative experimentation. 

Regulation through technology, often called “RegTech”, raises concerns for financial regulation enacted through innovative IT solutions. These regulatory practices include new forms of real-time big data analytics, machine learning, artificial intelligence (AI) techniques, the use of blockchains and distributed ledgers, Internet of Things solutions, and natural language-processing techniques.

The Special Issue encourages all conceptual, theoretical, empirical, and experimental research on financial technology (FinTech) and regulatory technology (RegTech). The possible topics for submissions include, but are not limited to: 

• Comparing the development of FinTech and RegTech worldwide;
• How FinTech is revolutionizing mainstream finance areas, such as financial markets, corporate finance, and banking;
• How government policies have shaped the development of FinTech;
• Innovation and entrepreneurship in regulatory technologies (e.g., sandboxes, incubators, and accelerators);
• Innovations in FinTech or derived issues, problems, and difficulties associated with the innovations;
• New roles and demands for IT-based audits and related challenges;
• Technologies for identifying, monitoring, and mitigating operational and financial risks;
• The auditing of blockchain solutions. 

Dual Submission: Manuscripts can also be submitted through a dual submission process to the Yangtze River Delta FinTech and RegTech (YRDFG) Conference with a conference submission deadline of December 15, 2021. The conference will follow a virtual format and is being organized by FinTech and RegTech at Soochow University—an Initiative of the Dongwu School of Business in collaboration with the Journal of Risk and Financial Management. The conference will be hosted online by the Dongwu School of Business on December 26-27, 2021. Authors submitting by dual submission will be notified in January 2022 as to whether the paper was invited for submission to the Special Issue (regardless of whether the paper was included in the conference program). Invited papers must be submitted to the Special Issue on Financial Technology (FinTech) and Regulatory Technology (RegTech) by March 31, 2022, the deadline for the journal’s Special Issue submissions.

Dr. Jiancheng Shen
Dr. He Wu
Dr. Jui Long Hung
Guest Editors

Manuscript Submission Information

Manuscripts should be submitted online at mdpi.longhoe.net by registering and logging in to this website. Once you are registered, click here to go to the submission form. Manuscripts can be submitted until the deadline. All submissions that pass pre-check are peer-reviewed. Accepted papers will be published continuously in the journal (as soon as accepted) and will be listed together on the special issue website. Research articles, review articles as well as short communications are invited. For planned papers, a title and short abstract (about 100 words) can be sent to the Editorial Office for announcement on this website.

Submitted manuscripts should not have been published previously, nor be under consideration for publication elsewhere (except conference proceedings papers). All manuscripts are thoroughly refereed through a single-blind peer-review process. A guide for authors and other relevant information for submission of manuscripts is available on the Instructions for Authors page. Journal of Risk and Financial Management is an international peer-reviewed open access monthly journal published by MDPI.

Please visit the Instructions for Authors page before submitting a manuscript. The Article Processing Charge (APC) for publication in this open access journal is 1400 CHF (Swiss Francs). Submitted papers should be well formatted and use good English. Authors may use MDPI's English editing service prior to publication or during author revisions.

• big data
• blockchain
• digital currency
• machine learning
• peer-to-peer lending
• robo-advisors
• innovation law
• RegTech